(PRBuzz.com) February 8, 2013 -- BMI View: Colombia's mobile market is a dynamic one, with new technologies - such as LTE trials in the 700MHz bandwidth and a 4G spectrum auction - poised to boost market growth further and drive the expansion of the mobile broadband sector. Concerns over competition remain, however, with some members of the government calling for Claro to be excluded from the forthcoming 4G spectrum auction (for fears that it already has a dominant position in the marketplace), and requesting that spectrum be reserved for new entrants to boost competition. BMI believes that, while with over 60% of the mobile subscriber market Claro is a dominant figure in the market, excluding the operator will actually impede market expansion. In broadband, new contracts announced will see Colombia's fibre-optic network extended, and the quarter also saw ETB announcing important investments in the TV sectors, following its acquisition of Ingelcom. ETB plans to launch an IPTV and a pay-TV service in 2013, which should help boost competition in the sector.

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Full Report Details at
- http://www.fastmr.com/prod/523879_colombia_telecommunications_report_q1_2013.aspx?afid=101
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Key Data

?? Mobile forecasts were upgraded slightly as operators posted another quarter of strong net additions, particularly from Movistar and Claro. We forecast 59.7mn connections by 2017. ?? Mobile internet continues to outpace growth in wireline broadband connections. Q212 saw subscriber numbers pass the 3mn mark, growing by 22.2% year-on-year (y-o-y). ?? Pay TV subscribers posted strong growth, climbing by 12.3% y-o-y to total 4.1mn subscribers in Q212. ETB's entry in this market, planned for 2013, will boost growth further.

Key Trends And Developments

In October 2012, Colombia will conduct LTE trials in the 700MHz band with the Asia Pacific Telecommunity band plan, according to the National Spectrum Agency (ANE). Huawei will conduct trials in Q412. ZTE and Ericsson will conduct trials in Q113.

The government decided to postpone the auction for 4G spectrum - it was originally scheduled for September 2012 but has now been pushed towards the end of the year or early 2013 - and both Colombian senators and mobile operators have called for Claro to be kept out of the auction, over fears it will dominate the market. BMI believes that restricting access of one of the country's telecoms investors would be a bad precedent to set for the development of the market.

Owners of prepaid mobile phones must register their details with their operator between mid-October 2012 and the end of March 2013. MinTIC was forced to extend this deadline - which was originally set for October 1, 2012, because operators feared subscribers had not been given enough time to register their phones. Once the registration period is over, unregistered phones will be blocked. The move aims to reduce the incidence of stolen handsets.

Report Table of Contents:

BMI Industry View
SWOT Analysis
- Colombia Mobile Market SWOT
- Colombia Wireline SWOT
- Colombia Political SWOT
- Colombia Economic SWOT
- Colombia Business Environment SWOT
Risk/Reward Ratings
- Latin America Risk Reward Ratings
- Table: Q113 Risk/Reward Ratings
- Colombia
Industry Forecast Scenario
- Table: Mobile - Historical Data And Forecasts, 2010-2017
- ARPU Forecast, 2010-2017 (COP)
- Fixed Line
- Table: Fixed-Line - Historical Data And Forecasts
- Internet
- Table: Internet - Historical Data And Forecasts
Market Overview
- Mobile
- Regional Perspective
- Key Developments
- Market Growth
- Market Shares
- Table: Colombia Mobile Market Shares, Q212
- Usage
- MVNOs
- Networks
- Mobile Content
- Table: Colombia Mobile Internet Subscribers By Operator 2012 ('000)
- Table: Colombia Mobile Market Overview
- Table: Claro
- Table: Tigo
- Mobile Content
- Regional Overview
- Fixed Line
- Pay TV
- Broadband
- Table: Colombia Internet Subscribers By Department
- Table: Colombia Internet Subscribers By Type (000) 2011
Industry Trends And Developments
- Key Market Developments
- Table: Key Market Developments
Regulatory Environment
- Division Of Regulatory Responsibilities In Colombia
- Background And Regulatory Bodies
- Regulatory Developments
- Table: Regulatory Developments
Competitive Landscape
- Key Players
- Table: Key Players: Colombia Telecoms Sector
- Table: Selected Operator Financial Parameters
Company Profiles
- Claro (formerly Comcel)
- Tigo (Colombia Movil)
Company Monitor
- Table: Ericsson Global Quarterly Net Sales By Division (SEKmn)
Demographic Outlook
- Table: Colombia's Population By Age Group, 1990-2020 ('000)
- Table: Colombia's Population By Age Group, 1990-2020 (% of total)
- Table: Colombia's Key Population Ratios, 1990-2020
- Table: Colombia's Rural And Urban Population, 1990-2020
BMI Methodology
- How We Generate Our Industry Forecasts
- Table: Key Indicators For Telecommunications Industry Forecasts
- Telecoms Business Environment Ratings
- Risk/Reward Ratings Methodology
- Ratings System
- Indicators
- Table: Ratings Indicators
- Weighting
- Table: Weighting Of Indicators
- Sources

About Fast Market Research

Fast Market Research is an online aggregator and distributor of market research and business information. We represent the world's top research publishers and analysts and provide quick and easy access to the best competitive intelligence available.

For more information about these or related research reports, please visit our website at http://www.fastmr.com or call us at 1.800.844.8156.

(PRBuzz.com) February 8, 2013 -- BMI View: While Estonia's Infrastructure sector is on a much slower growth path in the wake of Eurozone retrenchment there are nonetheless strong fundamentals for the sector. The construction industry value is expected to reach US$1.2bn for 2012 based on a year-on-year (y-o-y) growth rate of 0.67%. This growth will continue over the forecast period with industry value nearly doubling to US$2.2bn by 2021.

Key developments in 2012 included:

* Legislation passed on June 6, 2012 requiring the country's main natural gas company to unbundle transportation infrastructure, further affirms our view that tensions between the Baltic states and Russia will remain a key theme of this decade. While we do not expect this issue to exacerbate tensions between Estonia and Russia, we continue to expect relations between the two nations to remain strained over our forecast period. * The European Investment Bank (EIB) announced that it had agreed loans worth EUR95mn (US$124mn) with Estonian energy company Eesti Energy. These were to be used to finance the construction of a new power plant and two wind parks. A EUR50mn (US$65mn) loan will finance the construction of a plant at Iru, which will convert waste material into energy; the plant is located at the site of a former power plant, which will reduce construction costs. The energy produced will reduce Estonia's dependency upon imported gas, as well as its use of landfill sites. The EIB has also agreed a EUR45mn (US$59mn) loan to finance the creation of two new wind parks at Narva and Paldiski, which will produce 39MW and 22MW of power respectively, and help Estonia to meet its EU requirements on renewable energy production by the 2020 deadline. * Nordic Investment Bank announced that it will provide a EUR15mn (US$19.83mn) loan to Estonian power transmission operator Elering. The loan will enable Elering to construct a new 330kV transmission line between Tartu, Viljandi and Sindi, thereby connecting the south-east and south-west regions of the country. The line will improve the supply of electricity and allow the connection of proposed new wind parks to the grid. Construction of the line is scheduled for completion by 2014. * Estonia's government invested a 22% stake in the construction of a nuclear power plant in neighbouring Lithuania in partnership with Hitachi-GE Nuclear Energy. The plant is expected to be equipped with a 1,350MW advanced boiling water reactor and requires an estimated investment of EUR6.8bn (US$8.84bn). The project will be funded through the borrowing of nearly EUR4bn (US$5.2bn), while the remaining amount will be provided by Hitachi. The plant is scheduled to become operational between 2020 and 2022.

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Full Report Details at
- http://www.fastmr.com/prod/523891_estonia_infrastructure_report_2013.aspx?afid=101
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Growth in Estonia's construction industry is forecast to average 5.6% between 2015-2021, well below the 7.6% from 2001-2007. That said, we stress that the worst effects of the 2008-2010 recession are now passed and the economy is well positioned for sustainable long-term growth.

Moderation in external demand will see to it that net exports poses a drag on growth while the high degree of uncertainty surrounding the future trajectory of the eurozone crisis will feed through to lower consumer spending and weaker investment spending in 2013.

Report Table of Contents:

BMI Industry View
SWOT Analysis
- Estonia Infrastructure Industry SWOT
Market Overview
- Competitive Landscape
Building Materials
- Europe
- Table: Cement Price / Volume, % Variance (6M11/6M12)
Industry Forecast Scenario
- Table: Estonia Construction And Infrastructure Industry Data, 2010-2016
- Table: Estonia Construction And Infrastructure Long Term Forecasts, 2015-2021
- Construction And Infrastructure Forecast Scenario
Transport Infrastructure
- Table: Estonia Transport Infrastructure Industry Data, 2010-2016
- Table: Estonia Transport Infrastructure Long Term Forecasts, 2015-2021
- Transport Infrastructure Outlook and Overview
- Major Projects Table - Transport
- Table: Major Projects - Transport
Energy And Utilities Infrastructure
- Table: Estonia Energy and Utilities Infrastructure Industry Data, 2010-2016
- Table: Estonia Energy and Utilities Infrastructure Long Term Forecasts, 2015-2021
- Energy and Utilities Infrastructure Outlook and Overview
- Major Projects Table - Energy And Utilities
- Table: Major Projects - Energy and Utilities
Residential/Non- Residential Construction and Social Infrastructure
- Table: Estonia Residential and Non-residential Building Industry Data, 2010-2016
- Table: Estonia Residential and Non-residential Building Long Term Forecast, 2015-2021
- Residential/Non-Residential Construction Forecast Scenario
Risk/Rewards Ratings
- Estonia's Risk/Rewards Ratings
- Rewards
- Risk
- Regional Overview
- Central and Eastern Europe Infrastructure Risk/Reward Ratings
- Table: CEE Infrastructure Risk/Reward Ratings, Scores out of 100
Company Profiles
- Merko
Global Overview
Methodology
- Industry Forecasts
- Construction Industry
- Data Methodology
- New Infrastructure Data Sub-sectors
- Construction
- Capital Investment
- Construction Sector Employment
- Infrastructure Business Environment Rating
- Table: Infrastructure Business Environment Indicators
- Project Finance Ratings
- Table: Design And Construction Phase
- Table: Commissioning And Operating Phase - Commercial Construction
- Table: Commissioning And Operating Phase - Energy And Utilities
- Table: Commissioning And Operating Phase - Transport
- Sources

About Fast Market Research

Fast Market Research is an online aggregator and distributor of market research and business information. We represent the world's top research publishers and analysts and provide quick and easy access to the best competitive intelligence available.

For more information about these or related research reports, please visit our website at http://www.fastmr.com or call us at 1.800.844.8156.

(PRBuzz.com) February 8, 2013 -- BMI View: Once the fog of revolution has cleared, we expect a young and growing population to support a strong 6.25% real growth between 2013 and 2016. However, with the above in mind, we highlight that the sheer breadth of projects currently under consideration will require a huge investment drive, and will be almost wholly reliant on FDI. As such, although we believe that growth will pick up from 2013 and that ambitious plans to encourage investment pose an upside risk to our forecast, we note that the pace of development will be restrained by issues pertaining to financing.

Construction activity has suffered throughout 2012, in line with our expectations, and we expect the industry to face continued challenges in the months ahead. Q112 data revealed that the construction sector underwent a 9.4% year-on-year (y-o-y) contraction and overall we estimate that sector contracted by around 6.0% in 2012.

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Full Report Details at
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Key trends and developments in the sector:

? In November, the European Investment Bank (EIB) approved a EUR600mn loan for the Cairo Metro-Line 3 project and has released the first EUR200mn tranche. The loan is for the third phase of the Line 3 construction, extending the existing line by 17.7km, which will include 15 new stations. The first phase of the east-west metro line was inaugurated in February 2012, running 4.2km, from Attaba to Abbasia in eastern Cairo. The second phase is under construction and due to be completed by 2014, and the third phase is in the design stage. The loan is for an extension that will take the line under the Nile to the western sections of Cairo. ? In terms of aid, Egypt has been the beneficiary of a significant amount of Gulf Cooperation Council (GCC) funds since last year's revolution. Egypt has recently received more than US$5bn in loans and grants, including US$2bn from Qatar, and loans from Saudi Arabia and the Islamic Development Bank. Representing the widening fiscal deficit and the rising costs of servicing debt, Cairo has also recently requested for $4.8 billion in emergency funding from the International Monetary Fund (IMF), and officials in the US have noted that the Obama administration is close to providing US$1bn in debt relief - at the same time, 50 U.S. corporations visited Egypt to explore investment opportunities. ? It was announced in September that Qatar has agreed to pump a huge US$18bn worth of investment into the Sinai region of Egypt, supporting our view that the country's construction industry will pick up dramatically from 2013 onwards. The news came just days after the Egyptian government revealed that discussions had been held over a vast development plan for the region, and represents an increasing trend of Gulf - North African cooperation in the infrastructure space. Noting the risks, we highlight that forthcoming projects will likely be blighted by a dearth of financing options. ? The Egyptian Government has made an annual budgetary provision of US$850mn for new city infrastructure projects, it was reported in July. The US$850mn figure was disclosed by the Egyptian Finance Ministry and represents the budget for the New Urban Committees Authority (NUCA), whose agenda covers the establishment of new cities in the Egyptian periphery. It aims to direct the population away from the overpopulated capital, Cairo.

Report Table of Contents:

BMI Industry View
SWOT Analysis
- Egypt Infrastructure Industry SWOT
Market Overview
- Competitive Landscape
- Table: EQS Data
Building Materials
- Global
- Middle East
- Cement Forecasts
- Table: Egypt Cement Production and Consumption Data, 2010-2016
- Table: Egypt Cement Production and Consumption Long Term Forecast, 2015-2021
Industry Forecast Scenario
- Table: Egypt Construction And Infrastructure Industry Data, 2010-2016
- Table: Egypt Construction And Infrastructure Long Term Forecasts, 2015-20121
- Construction and Infrastructure Forecast Scenario
Transport Infrastructure
- Outlook and Overview
- Major Projects Table - Transport
- Table: Major Projects -Transport
Energy and Utilities Infrastructure
- Outlook and Overview
- Major Projects Table - Energy and Utilities
- Table: Major Projects - Energy and Utilities
Residential/Non-Residential Construction and Social Infrastructure
- Outlook and Overview
- Major Projects Table - Residential/Non-Residential Construction and Social Infrastructure
- Table: Major Projects - Residential/Non-Residential Construction and Social Infrastructure
Risk/Reward Ratings
- Egypt's Risk/Rewards
- Rewards
- Risks
- Regional Overview
- Middle East Infrastructure Risk/Reward Ratings
- Table: Regional Infrastructure Risk/Reward Ratings
Company Profiles
- Arab Contractors
- Orascom Construction Industries (OCI)
Global Overview
Methodology
- Industry Forecasts
- Construction Industry
- Data Methodology
- New Infrastructure Data Sub-sectors
- Construction
- Capital Investment
- Construction Sector Employment
- Infrastructure Risk/Reward Ratings
- Table: Infrastructure Business Environment Indicators
- Project Finance Ratings
- Table: Design And Construction Phase
- Table: Commissioning And Operating Phase - Commercial Construction
- Table: Commissioning And Operating Phase - Energy And Utilities
- Table: Commissioning And Operating Phase - Transport
- Sources

About Fast Market Research

Fast Market Research is an online aggregator and distributor of market research and business information. We represent the world's top research publishers and analysts and provide quick and easy access to the best competitive intelligence available.

For more information about these or related research reports, please visit our website at http://www.fastmr.com or call us at 1.800.844.8156.

(PRBuzz.com) February 8, 2013 -- Leading indicators point towards stagnant growth in France, and there are no suggestions that a robust recovery in 2013 will be forthcoming. Indeed, a combination of low consumer confidence, rising unemployment, stagnant real wage growth and the increasing likelihood of a slowdown in the housing market are all liable to keep private consumption subdued over the medium term.

Headline Industry Data (local currency)

? 2013 per capita food consumption = +0.8%; forecast to 2017 = +6.0% ? 2013 alcoholic drink value sales = +2.4%; forecast to 2017 = +5.1% ? 2013 soft drink value sales = +3.0%; forecast to 2017 = +20.0% ? 2013 mass grocery retail sales = +2.5%; forecast to 2017 = +16.5%

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Full Report Details at
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Key Industry Trends And Developments

Peltz Plots Changes at Danone: Trian Fund Management, the vehicle of activist investor Nelson Peltz, has taken a 1% stake in French food group Danone. Reports suggest that Peltz is not looking for a wholesale shake-up of the firm and will instead put pressure on the firm to improve its margins and return cash to investors through share buy-backs. Danone's share price is still below its 2007 highs, and the firm's performance has been dampened by the weakness of the European market, where margins have come under pressure. Despite reports to the contrary, we see the possibility of Peltz pushing for more fundamental reforms, with the firm's low-margin bottled water business still, in our view, looking incongruous with the wider business.

Brand Builders Better Off Without Champagne?: Recent figures from the Federation des Exportateurs de Vins et Spiritueux de France point to a healthy rise in wine and spirit exports from France in the first half of 2012, with total sales up by 14% by value. At the same time, an executive at Pernod Ricard suggested that champagne producers must focus on markets outside of Europe to survive. Currently, growth in French alcohol exports is being driven by the success of premium red wine and cognac, and the champagne sector has not yet fully cemented itself as a drink of choice among the world's emerging middle classes. This has already prompted Remy Cointreau to exit the sector and could potentially push other major brand builders to focus their resources on the other parts of their business.

Key Risks To Outlook

Domestic Uncertainty: We see potential for a deeper-than-expected contraction in government consumption as revenues undershoot, forcing the government to push through deeper cuts in order to meet its fiscal targets.

Partial Table of Contents:

BMI Industry View
SWOT Analysis
- France Food Industry SWOT
- France Drink Industry SWOT
- France Mass Grocery Retail Industry SWOT
Business Environment
- BMI's Core Global Industry Views
- Table: Core Views
- Western Europe Risk/Reward Ratings
- Table: Western Europe Q113 Food & Drink Risk/Reward Sub-Factor Ratings (scores out of 10)
- Table: Western Europe Q113 Food & Drink Risk/Reward Ratings
- France's Food & Drink Risk/Reward Ratings
- Macroeconomic Outlook
- Table: Economic Activity
Industry Forecast Scenario
- Consumer Outlook
- Food
- Food Consumption
- Table: Food Consumption Indicators - Historical Data & Forecasts, 2010-2017
- Prepared Food/Canned Food
- Table: Canned Food Value/Volume Sales - Historical Data & Forecasts, 2010-2017
- Confectionery
- Table: Confectionery Value/Volume Sales - Historical Data & Forecasts, 2010-2017
- Drink
- Hot Drinks
- Table: Hot Drink Value Sales - Historical Data & Forecasts
- Soft Drinks
- Table: Soft Drinks Value/Volume Sales - Historical Data & Forecasts, 2010-2017
- Alcoholic Drinks
- Table: Alcoholic Drinks Value/Volume Sales - Historical Data & Forecasts, 2010-2017
- Mass Grocery Retail
- Table: Mass Grocery Retail Sales - Historical Data & Forecasts, 2010-2017
- Table: Grocery Retail Sales By Format
- Trade
- Table: Food & Drink Trade Indicators - Historical Data & Forecasts, 2010-2017
Food
- Key Industry Trends And Developments
- Peltz Plots Changes At Danone
- Lactalis Acquires Slovenian Dairy
- Bongrain Points To Challenge Of Innovation
- Campbell Diversifies For Growth In France
- Doux Files For Receivership
- French Food Sector Grew In 2011
- Inward And Outward Investment Continues
- Bonduel Demonstrates Emerging Market Appetite
- Market Overview
- Food Production
- Prepared Food/Canned Food
- Table: Frozen Fruit & Vegetables Volume Sales, Production & Trade - Historical Data & Forecasts, 2010-2017
- Table: Pasta Volume Sales, Production & Trade - Historical Data & Forecasts, 2010-2017
- Table: Meat Volume Sales, Production & Trade - Historical Data & Forecasts, 2010-2017
- Table: Fish Volume Sales, Production & Trade - Historical Data & Forecasts, 2010-2017
- Table: Oils & Fats Production & Trade - Historical Data & Forecasts, 2010-2017
- Table: Dairy Volume Sales, Production & Trade - Historical Data & Forecasts, 2010-2017
- Confectionery
- Snack Foods
- Table: Snack Foods Production & Trade - Historical Data & Forecasts, 2010-2017
- Trade
- Organic Farming
Drink
- Key Industry Trends And Developments
- Brand Builders Better Off Without Champagne?
- French Government Proposes Beer Tax Hike
- Bright Food Stretches Footprint Into French Wine Sector
- Asian Demand Driving Remy Cointreau
- Energy Drinks Remain Controversial
- Sobieski The Kind Of Asset Belvedere Needs To Sell
- New Soft Drink Tax Likely To Have Long-Term Implications
- Market Overview
- Soft Drinks
- Alcoholic Drinks
- Beer
- Wine
- Spirits
Mass Grocery Retail
- Key Industry Trends And Developments
-

Full Table of Contents is available at:
-- http://www.fastmr.com/catalog/product.aspx?productid=523897&dt=t&afid=101

About Fast Market Research

Fast Market Research is an online aggregator and distributor of market research and business information. We represent the world's top research publishers and analysts and provide quick and easy access to the best competitive intelligence available.

For more information about these or related research reports, please visit our website at http://www.fastmr.com or call us at 1.800.844.8156.

Key Insights And Key Risks

(PRBuzz.com) February 8, 2013 -- The Greece Insurance Report considers the prospects for both life and non-life insurers in the country. For a long time, it had appeared that the non-life segment had enjoyed some protection from the bleak economic conditions. In essence, the non-discretionary element of motor-related lines, which dominate the non-life segment in Greece meant that gross written premiums fell by less than nominal GDP. The result had been a gradual increase in non-life penetration over time, even as successive Greek governments wrestled with the country's complex financial problems. Sadly, this trend is no longer in place. Figures published by the EAEE, the insurers' trade association, indicate that non-life premiums fell by 11.4% in H112. The fall is mostly due to a 22.8% contraction in CASCO premiums and a 13.8% drop in CMTPL premiums relative to H111. In essence, Greece's non-life insurers have, over the last few months, finally arrived at the point where they can no longer resist the brutal effects of the economic depression in the country.

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Full Report Details at
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Interestingly, Greece's life insurers appear to have fared much better in the recent past. The EAEE noted that life premiums were EUR2.8% lower in H112 than they were in H111. We think that two factors are at work. One is that the banks have continued to distribute life insurance products, presumably because they can make good money from doing so. There is no evidence that they have stopped distributing products in order to try to attract money that would otherwise have been spent on life insurance as deposits. This is what has happened in Portugal, for instance, with the result that there has been an extraordinarily brutal contraction in life premiums. The other factor is that there has been an extraordinary surge in unit-linked sales. It would appear that particular players have leveraged their distribution networks and brands to reach customers who are still keen to buy life insurance. If these products have been able to exploit the general improvement in investor risk sentiment from Q312, they should have delivered good results to the people that bought them earlier in the year.

A new wildcard has emerged in Q412. This is the movement by Greece's troubled banking sector towards a wholesale consolidation. October 2012, for instance, saw a takeover bid by National Bank of Greece for Eurobank. As of the time of writing, it is not clear whether this deal will go ahead or what will be the implications for the insurance companies that both parties own. A consolidation of the insurance sector would probably be good news, in that it would provide greater economies of scale and, for some players at least, more pricing power.

Over the last quarter, BMI has made the following changes:

?? We incorporate figures published by the EAEE in relation to H112. ?? The analysis takes into account BMI's latest assessment of the unfolding financial, economic and political crises in Greece.

Report Table of Contents:

Executive Summary
- Table: Total Premiums 2010-2017
- Key Insights And Key Risks
SWOT Analysis
- Greece Insurance Industry SWOT
- Greece Political SWOT
- Greece Economic SWOT
- Greece Business Environment SWOT
Life Sector Overview
- Central And Eastern Europe Life Sector Overview
- Table: Central And Eastern European Life Premiums, 2010-2017 (US$mn)
- Greece Life Sector Update
Life Insurance Industry Forecast Scenario
- Table: Total Life Premiums 2010-2017
- Growth Drivers And Risk Management Projections
- Population
- Table: Insurance Key Drivers, Demographics 2010-2017
Non-Life Sector Overview
- Central And Eastern Europe Non-Life Sector Overview
- Table: Central And Eastern European Non-Life Premiums, 2010-2017 (US$mn)
- Greece Non-Life Sector Update
Non- Life Industry Forecast Scenario
- Table: Total Non-Life Premiums 2010-2017
- Growth Drivers And Risk Management Projections
- Macroeconomic Outlook
- Table: Economic Activity, 2011-2016
- Political Stability Outlook
- Table: Europe Security Risk Ratings
- Epidemiology
- Table: Insurance Key Drivers, Disease Adjusted Life Years 2010-2017
Insurance Risk/Reward Ratings
- Table: Greece's Insurance Risk/Reward Ratings
- Table: Central And Eastern Europe Insurance Risk/Reward Ratings
Competitive Landscape
- Major Players In Greece's Insurance Sector
Company Profiles
- Achmea
- AEGON
- Allianz
- AXA
- ERGO
- Ethniki Insurance
- Groupama
- MetLife
Country Snapshot
- Table: Greece's Population By Age Group, 1990-2020 ('000)
- Table: Greece's Population By Age Group, 1990-2020 (% of total)
- Table: Greece's Key Population Ratios, 1990-2020
- Table: Greece's Rural And Urban Population, 1990-2020
BMI Methodology
- Insurance Risk/Reward Ratings
- Table: Insurance Risk/Reward Indicators And Rationale
- Table: Weighting Of Indicators

About Fast Market Research

Fast Market Research is an online aggregator and distributor of market research and business information. We represent the world's top research publishers and analysts and provide quick and easy access to the best competitive intelligence available.

For more information about these or related research reports, please visit our website at http://www.fastmr.com or call us at 1.800.844.8156.

(PRBuzz.com) February 8, 2013 -- BMI View: Hong Kong's telecommunications market, particularly the mobile sector, is one of the most dynamic and mature in the Asia Pacific region. Five mobile operators and 11 mobile virtual network operators ensures strong competition, attractive tariff rates for the territory's consumers, and constant network upgrades and expansions. The introduction of LTE services should provide another round of revenue growth opportunities such as high-definition mobile TV services for operators, although fixed services such as fibre broadband remains key given the territory's position as a vital financial hub.

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Full Report Details at
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Key Data:

¦ Forecast scenarios for Hong Kong's mobile, fixed-line and internet sectors as well as ARPUs have been extended to 2017. ¦ In spite of high penetration rate, Hong Kong's mobile market is expected to grow by 6% in 2013, although we expect the momentum to taper to 1% in 2017. ¦ Operators' ARPUs maintained their upward trajectory in light of increasing data adoption, but we expect the growing number of prepaid subscribers to eventually result in a reversal..

Key Trends & Developments

A review of interconnection charging between fixed-line carriers has been initiated by the Hong Kong's Communications Authority. The regulator is deciding whether to remove or maintain Statement No. 7 (Third Revision). This review process is conducted as fibre or next generation networks are not covered in the regulations. The Statement No.7 has already been revised several times to reflect developing market conditions. However, the role of Statement No. 7 will reduce and will become irrelevant with time as fixed carriers are progressively migrating to NGNs. Guidance on the charging principles for interconnection between the fixed carriers is provided by Statement No. 7.

The Communications Authority will permit China Mobile Hong Kong and SmarTone Mobile Communications to swap a portion of their wireless spectrum in the 1800MHz band. The two operators have submitted a joint request for the swap, as they have both been assigned 2x13.2MHz spectrum in the 1800MHz band. The swap will reduce interference with other networks.

Hong Kong retained its fourth position in BMI's Asia Pacific Telecoms Risk/Reward Ratings with a Telecoms Rating score of 67.1. As we have made adjustments to our methodology, this quarter's scores and rankings are not comparable with previous data. Hong Kong's economic activity rebounded in Q312, in line with the recovery we have seen across regional export-dependent economies such as Taiwan and South Korea. On a seasonally-adjusted annualised basis, real GDP growth reversed from a 0.4% contraction in Q212 to post a 2.4% expansion in Q312. A resurgence in trade activity towards the end of the third quarter, coupled with a surge in private sector investment spending were the main propellants behind the recent rebound. On the back of expectations of a near-term stabilisation in external demand conditions, led particularly by China, we could see further, albeit limited, upside in Hong Kong's economic momentum through the rest of 2012 and early 2013.

Report Table of Contents:

BMI Industry View
- BMI Industry View
SWOT Analysis
- Mobile
- Wireline
- Political
- Business Environment
Industry Forecast
- Mobile
- Table: Telecoms Sector - Mobile - Historical Data & Forecasts, 2010-2017
- Table: Hong Kong Operator ARPUs (HKD), 2010-2017
- Table: Telecoms Sector - Fixed-Line - Historical Data & Forecasts, 2010-2017
- Broadband
- Table: Telecoms Sector - Internet - Historical Data & Forecasts, 2010-2017
Industry Business Environment Overview
- Industry Business Environment Overview
- Table: Asia Pacific Telecoms Risk/Reward Ratings Q113
- Hong Kong
Market Overview
- Mobile
- Table: Hong Kong Regional Comparison, 2011
- Key Developments
- Market Growth
- Market Shares
- ARPU
- MVNOs
- Mobile Content/Value-Added Services
- Table: Hong Kong Mobile Market Overview
- Table: CSL
- Table: Hutchison Telecommunications Hong Kong Holdings (3 Hong Kong)
- Table: China Mobile Hong Kong
- Table: SmarTone Hong Kong
- Table: PCCW Mobile
- Mobile Regional Content
- Table: Selected NFC Developments, 2011
- Table: PCCW Fixed-Line Service Revenue Breakdown (HKDmn)
- Broadband
Industry Trends & Developments
- Industry Trends & Developments
- Table: Telecoms Market Developments
Regulatory Development
- Regulatory Development
- Table: Hong Kong Regulatory Bodies And Their Responsibilities
- Regulatory Developments
Competitive Landscape
- Competitive Landscape
- Table: Key Players - Hong Kong Telecoms Markets
- Table: Selected Operator Financial Parameters, 2008-2011
Company Profiles
- Hutchison Telecommunications Hong Kong Holdings (HTHKH)
- PCCW
- CSL
- SmarTone Telecommunications
Regional Overview
- Vendor Profile
- Financial Performance
- Table: Vendor Revenues (US$mn)
- Restructuring Efforts
- Geographical Breakdown
- Table: Net Sales By Geography (EURmn)
- Asia Pacific Is The Place To Be
- Table: NSN Selected Asia Activities
Demographic Forecast
- Demographic Forecast
- Table: Hong Kong's Population By Age Group, 1990-2020 ('000)
- Table: Hong Kong's Population By Age Group, 1990-2020 (% of total)
- Table: Hong Kong's Key Population Ratios, 1990-2020
- Table: Hong Kong's Rural And Urban Population, 1990-2020
Methodology
- Methodology
- Table: Key Indicators For Telecommunications Industry Forecasts
- Telecoms Business Environment Ratings
- Table: Ratings Indicators
- Table: Weighting Of Indicators
Glossary
- Glossary
- Table: Glossary Of Terms

About Fast Market Research

Fast Market Research is an online aggregator and distributor of market research and business information. We represent the world's top research publishers and analysts and provide quick and easy access to the best competitive intelligence available.

For more information about these or related research reports, please visit our website at http://www.fastmr.com or call us at 1.800.844.8156.

(PRBuzz.com) February 8, 2013 -- BMI View: Operators in the Hungarian mobile market are facing considerable challenges posed by a slowing growth rate in terms of subscriptions, as well as a revenue squeeze derived from macroeconomic conditions. Furthermore, these difficulties have been exacerbated by the implementation of usage-based taxation in July 2012, which may have long-term consequences. However, operator revenues are no longer facing the immediate threat of a fourth operator following the annulment of the MPVI licence, and wireless data services continue to hold considerable growth prospects. In the wireline market, opportunities for the expansion of the fixed broadband market continue to appear.

Key Data

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Full Report Details at
- http://www.fastmr.com/prod/523914_hungary_telecommunications_report_q1_2013.aspx?afid=101
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¦ While there were no new operator data for Q312 from Vodafone or T-Mobile, Telenor reported 2,000 net additions in Q312. This indicates a return to growth for the operator, however small, following two quarters of decline. ¦ The NMHH reported that there were 1.935mn fixed broadband connections at the end of August 2012. Of these, 299,000 were FTTx, 858,000 cable and 778,000 xDSL. ¦ There were 1.979mn PSDN telephone connections in Hungary at the end of August 2012. This was in addition to 407,000 VoIP connections and 557,000 VoCATV connections.

Key Trends And Developments

Hungarian incumbent Magyar Telekom announced it will cut 500 workers by YE12 as it looks to reduce costs. The operator stated it expects 2013 workforce costs to be 5.6% lower than 2011 levels (excluding severance costs). BMI believes the decision to cut costs reflects the weak outlook for Magyar's home market, where it has been squeezed by a combination of competition, regulatory measures and a weak macroeconomic outlook.

In September 2012, UPC Hungary, the leading cable operator in the country, launched a dedicated mobile broadband service. The operator is launching as an MVNO offering USB dongles under the brand UPC mobilinternet. BMI believes the launch is a positive move, diversifying the operator beyond wireline services into a potentially high-growth area, but more importantly hedging the competitive threat of incumbent Magyar Telekom.

Tesco Mobile Hungary will not change its prices until March 2013. This is despite the recent introduction of a controversial telecoms tax. The MVNO said it has 3G coverage of 90.1% of the Hungarian population. It said it has had a positive start in its first year of operation, though it declined to release subscriber numbers.

In August 2012 Hungary's National Media and Infocommunications Authority changed legislation to decrease the amount of time required for the mobile number portability (MNP) process. The regulator said from the end of September consumers will be able to move their mobile number to another provider within three days, compared to the eight days currently.

Report Table of Contents:

BMI Industry View
- Executive Summary
SWOT
- Mobile SWOT
- Fixed-Line And Internet SWOT
- Political
- Economic
- Business Environment
Industry Risk/Reward Ratings
- CEE Risk/Reward Ratings
- Table: Central And Eastern Europe Risk/Reward Ratings, Q113
- Hungary
Industry Forecast
- Mobile
- Table: Telecoms Sector - Mobile - Historical Data & Forecasts
- ARPU
- Table: Telecoms Sector - Monthly Blended ARPU - Historical Data & Forecasts (HUF)
- Fixed Line
- Table: Telecoms Sector - Fixed Line - Historical Data & Forecasts
- Broadband
- Table: Internet - Historical Data & Forecasts, 2009-2017
Market Overview
- Mobile
- Table: Hungary Mobile Market Regional Comparisons, 2011
- Recent Developments
- Mobile Growth
- Market Shares
- Table: Hungary - Mobile Market Net Additions ('000), Q211-Q212
- Usage
- MVNOs
- Networks
- Mobile Content/Value Added Services
- Table: Selected VAS Services
- Table: Mobile Contract Wins
- Mobile Operator Data
- Table: Market Overview
- Table: T-Mobile
- Table: Telenor
- Table: Vodafone
- CEE Mobile Content - Q113
- Data Heavy Content Places Networks In Spotlight
- Fixed-Line
- Table: Total Fixed-Line Subscriptions By Technology ('000), Q211-August 2012
- Broadband
- Table: Mobile Broadband Coverage, March 2012 (q-o-q increase in brackets, pps)
- Table: Magyar Telekom Pay-TV Subscriptions By Technology ('000) & Blended TV ARPU (HUF)
- Table: Wireline Developments, 2008-2012
Industry Trends And Developments
- Industry Trends And Developments
- Table: Industry Trends And Developments
Regulatory Development
- Regulatory Development
- Regulatory Developments
- Table: Mobile Termination Rates In Hungary, 2005-2010
Competitive Landscape
- Competitive Landscape
- Table: Key Players - Hungary Telecoms Sector
- Table: Selected Operators - Financial Indicators (US$mn)
Company Profile
- Magyar Telekom
- Invitel Holdings
- T-Mobile Hungary
- Telenor Hungary
- Vodafone Hungary
Regional Overview
- Ericsson Nikola Tesla
- Business Divisions
- Table: Revenue By Business Segment (HRK '000)
- Financial Performance
- Geographical Performance
- Table: Revenue By Geography (HRKmn)
- Domestic Market
- Export Markets
- Ericsson Market
- Outlook
- Table: Key Contracts, 2011-2012
Demographic Forecast
- Demographic Forecast
- Table: Hungary's Population By Age Group, 1990-2020 ('000)
- Table: Hungary's Population By Age Group, 1990-2020 (% of total)
- Table: Hungary's Key Population Ratios, 1990-2020
- Table: Hungary's Rural And Urban Population, 1990-2020
Glossary
- Glossary
- Table: Glossary Of Terms
Methodology
- Methodology
- Table: Key Indicators For Telecommunications Industry Forecasts
- Telecoms Business Environment Ratings
- Table: Ratings Indicators
- Table: Weighting Of Indicators

About Fast Market Research

Fast Market Research is an online aggregator and distributor of market research and business information. We represent the world's top research publishers and analysts and provide quick and easy access to the best competitive intelligence available.

For more information about these or related research reports, please visit our website at http://www.fastmr.com or call us at 1.800.844.8156.

(PRBuzz.com) February 8, 2013 -- When you hire FASTSIGNS® of Toronto East - Scarborough, ON, you hire a communicator for your outdoor medium. It solves all your visual communications challenges and paves way for your success.

How well your signs interact, communicates largely depends on the effectiveness of its content, style, format and placement and also on the expertise of your signage company. Count on FASTSIGNS® -- Toronto East - Scarborough, ON to get your business establishment noticed in more creative manner. Get your products or services displayed on all strategic location by opting FASTSIGNS® -- Toronto East - Scarborough, ON. Industries across major verticals like Banking, Legal & Marketing, Real Estate, Retail, Insurance, Construction and others get benefitted from its specially designed and installed Signs Custom Signage Toronto. Get Commercial Signs Toronto designed and installed by them and brings your brands to life. It offers custom commercial signs throughout Toronto, including Exterior building signs in the form of scripted font and logos and Interior Office signs in the form of corporate logos.

FASTSIGNS® of Toronto East - Scarborough expertise's in the following products and services

- Signs
- Business Signs
- Posters
- Car Graphics
- Banners
- Directional Signage
- Vehicle Signage
- Vinyl Banners
- Trade Shows Displays
- Indoor & Outdoor Signage
- Dimensional Letters services
-Vehicle Signage Toronto

If you are looking for quality and bright , colorful, custom decals for your cars, vans and trucks then contact FASTSIGNS® -- Toronto East - Scarborough, ON which is known not only known for its beautiful decals but also for vehicle wraps, vehicle panels, vehicle lettering, and more other creative form of signage's. In short it offers wholesome solution to every need for Vehicle Signage Toronto. Give 3-D effect to your message with unique and eye catchy construction of dimensional letter Toronto. Get installed dimensional letter Toronto by FASTSIGNS® -- Toronto East - Scarborough, ON and enhance your visual appeal amongst targeted audience. Contact FASTSIGNS® -- Toronto East - Scarborough, ON to get Custom Neon Directional Signs Toronto to help and guide new customers through your workspace.

About The Company: FASTSIGNS® of Toronto East - Scarborough, ON is a renowned signage company offering complete range of signage services. With the use of high tech digital printing and out of box creativity it is diffusing successfully all the vital communication needs and requirements of its clients. It serves its clients with best possible visual communication solutions. It applies innovative approach and provides whole range of outdoor services as per the requirements of the clients. The use of design consultation services along with sign production and finishing helps to solve all visual communication problems and challenges. Further it also undertakes Project Management and Installation and uses Web tools like web proofing, on-line quoting, and file transfer to make creative designs for its clients.

Contact details: For any more details, visit
Toronto East - Scarborough, ON
1261 Kennedy Rd.
Unit 1B
Scarborough, ON, M1P2L4
P: (416) 744-6739
F: (416) 915-7741
Monday-Friday
9:00am-5:30pm

Some insurance companies are starting to require dryer vent inspection and service before insuring the property

Fort Worth TX (PRBuzz.com) February 8, 2013 -- The Ft Worth Dryer Vent Cleaning Wizard worries about area residents who are unaware of the necessity of maintaining the dryer and dryer duct. Professional dryer vent installation and regular dryer vent cleaning service is vital to the safety of home and family. Some home insurance providers are requiring dryer vent inspection and service before issuing coverage.

Charles Espinosa owns Dryer Vent Wizard, serving homeowners and businesses in Central Dallas neighborhoods. Moore enjoys building positive relationships with his customers as he explains how their dryer vent system works and how to keep it operating safely and efficiently.

No matter which type of dryer vent system is used, proper maintenance is crucial. Ceiling vents require regular maintenance to both inside the house and the roof cap. This should be handled by a qualified dryer vent cleaning technician. Hazardous clogs are typical to this type of venting.
Wall vents are most popular but maintenance is necessary for them as well. Even a short vent can become clogged with lint accumulation which can block airflow and lead to a dryer fire. Service by Dryer Vent Wizard is the best way to eliminate this hazard.

Home and family are most valuable so it is important to have the dryer vent system inspected regularly by a qualified dryer vent service technician. All dryer vent systems require airflow to function do dryer vent cleaning is vital to proper operation. Most homeowners do not realize that the lint screen only catches about 60 percent of the lint produced. The rest escapes into the back of the dryer and the dryer duct leading to the vent outdoors. As the flammable lint accumulates it restricts airflow, the system overheats and becomes hazardous.

Dryer vent maintenance is especially important in apartment housing where many lives can be affected by just one clogged dryer vent. Public safety is a concern so residents should remind everyone in the complex to share the concern and schedule a dryer vent inspection without delay.

Dryer Vent Wizard is the highest qualified dryer vent service provider in the nation with 60 independently owned locations. Service by the Wizard provides peace of mind that the dryer is operating safely and efficiently. Charles Espinosa serves residents and business owners in Dallas, Collin, Denton and Tarrant Counties. Visit http://ftworthtx.dryerventcleaningnow.com/ to learn more.

About Dryer Vent Wizard:
Dryer Vent Wizard is a member of the National Fire Protection Association and the largest chain of dryer vent cleaning, repair, replacement and alternation specialists in the U.S. with nearly 60 franchisees in major markets. Dryer Vent Wizard franchisees work to promote public awareness on the importance of dryer vent cleaning to prevent dryer fires and save energy. Consumer education while making clothes dryers safer and greener are the main focus of DVW franchisees. Dryer Vent Wizard was founded in 2004 by Dave Lavalle who is also the founder of the Mr. Handyman franchise.

Contact:

Charles Espinosa
Dryer Vent Wizard of Central Dallas and Ft Worth
3833 Marcilla Cr
Irving, TX 75038
Phone 972-546-7581
Email: cespinosa@dryerventwizard.com

Failure to maintain the dryer vent system is the cause of most dryer related fires

Irving TX (PRBuzz.com) February 8, 2013 -- The Irving Dryer Vent Cleaning Wizard has seen several types of dryer vent systems installed in homes. No matter which type is attached to the dryer, it is crucial to schedule periodic dryer vent inspection and service to prevent a possibly devastating fire.

Charles Espinosa, owner of Dryer Vent Wizard, has experience with all dryer vent configurations used in homes and commercial businesses with clothes dryers. Many homes have dryer vent systems that vent out the wall directly behind the dryer. This is the easiest type to maintain, but should not be taken for granted. Bugs, birds, bees and rodents have been known to take advantage this warm, inviting space.

Ceiling dryer vent systems used in many homes and buildings also require periodic inspections. The hose leading up through the roof and the cap on the roof must be inspected regularly by a dryer vent technician to insure safety for the home and family. Contact the Wizard for a complete dryer vent inspection and service today and enjoy peace of mind knowing the dryer operates safely and efficiently.

Home insurers are aware of the existing danger in laundry rooms throughout the US so many are requiring policy holders to schedule a dryer vent inspection. Insurance providers agree that the number one method for preventing dryer fires is regular service by a qualified dryer vent cleaning technician.

The largest investment most families have is their home. It is important to protect that investment by contacting the Wizard for a dryer vent inspection. Common signs of danger are increased drying time and a build up of lint and dust behind the dryer. This means the dryer is working inefficiently dryer vent cleaning or repair is needed.

Even if these visible signs are not present, the coast is not clear. Ignorance is bliss or so the old saying goes but not in regards to the dryer vent system. Just because a danger is not visible does not mean it is not there. It is much simpler to prevent a fire or damage to the dryer by making sure no problem exists. The only way to be sure is to have the dryer vent system inspected soon.

Proper dryer vent installation and regular dryer vent cleaning service will eliminate several home hazards while increasing dryer efficiency and improving dryer performance. Dryer vent cleaning extends the life of the dryer and reduces chances of break-down.

Dryer Vent Wizard provides commercial and residential dryer vent service in homes and apartment buildings, condos and duplexes; and in businesses including public laundries, pet shelters, hair salons and anyone with a clothes dryer. All dryers require proper dryer vent installation and regular dryer vent cleaning service to ensure maximum safety and efficiency. Visit http://irvingtx.dryerventcleaningnow.com/ to learn more.

About Dryer Vent Wizard:
Dryer Vent Wizard is a member of the National Fire Protection Association and the largest chain of dryer vent cleaning, repair, replacement and alternation specialists in the U.S. with nearly 60 franchisees in major markets. Dryer Vent Wizard franchisees work to promote public awareness on the importance of dryer vent cleaning to prevent dryer fires and save energy. Consumer education while making clothes dryers safer and greener are the main focus of DVW franchisees. Dryer Vent Wizard was founded in 2004 by Dave Lavalle who is also the founder of the Mr. Handyman franchise.

Contact:

Charles Espinosa
Dryer Vent Wizard of Central Dallas and Ft Worth
3833 Marcilla Cr
Irving, TX 75038
Phone 972-546-7581
Email: cespinosa@dryerventwizard.com

Local handyman provides tips to homeowners to avoid pitfalls and make common home improvement tasks easier

Minneapolis, MN (PRBuzz.com) February 8, 2013 -- The Twin Cities handyman enjoys building healthy relationships with his customers by providing honest and affordable home repairs. He also suggests simple home improvement tips for the DIY enthusiast to help them avoid making common mistakes that lead to further damage to the home and create more expense.

Why would a handyman provide this information? His competition certainly questions this bold move by the local handyman who makes a living doing these home repair jobs.

The answer is simple. Since Collin Dickey, owner of HandyPro Handyman Service began posting home improvement tips to his website area residents have enjoyed the feeling of accomplishment when they are able to handle some of their own home repairs. Though Collin is happy to provide all home repairs, big and small, he enjoys being available to help when his expertise is needed.

The local handyman recently posted a page to his website entitled 6 DIY Home Improvement Tips with information about repairing a leaky copper pipe, fixing a door that sticks, repairing a squeaky floor, unclogging a drain and more. People can visit his site to read the entire post and learn more about simple home repairs.

When homeowners visit the local handyman website they learn easy ways to perform their own simple home repairs. When they are successful, they realize his credibility as a home service provider and they call HandyPro Handyman Service when they need a more difficult job done.

Collin Dickey recommends professional home repair service when the job requires knowledge and experience beyond the average homeowner's skills. By hiring the job done, the customer avoids the aggravation and expense of having to tear out and redo a job gone wrong.

HandyPro Handyman Service specializes in helping residents and business owners with everything from small home repairs to complete remodeling and additions, commercial building repair and maintenance, and service in over 1600 categories. Colin Dickey serves the Twin Cities area, Minneapolis, St. Paul and surrounding neighborhoods. Visit http://twincitieshandyman.blogspot.com/ to learn more.

About HandyPro Handyman Services:
What's on your to-do list? HandyPro Handyman Services offers affordable solutions to a wide variety of home repairs including home modification for seniors, home improvement and home remodeling, seasonal home maintenance and more. HandyPro specializes in helping the homeowner, business or property manager have building repairs completed professionally, in a timely manner, and guarantees 100% customer satisfaction. HandyPro Handyman Service has been in business since 1996, serving over 20,000 clients with zero complaints from the Better Business Bureau. HandyPro Handyman Services has been featured on Rachel Ray and Fox News.

Contact:

Collin Dickey, President
HandyPro Handyman Service
4805 Colfax Ave. S.
Minneapolis, MN 55419
Phone: 612-823-8128
Email: cdickey@handypro.com

Buffalo, NY (PRBuzz.com) February 8, 2013 -- New Website Developments Also Planned in the Near Future

YourEnergyBlog (YEB) has been selected #11 on the list of "101 Terrific Sites on Renewable Energy" by EnvironmentalScienceDegree.com, a website dedicated to being a key resource for students and employees of the renewable energy industry. They define these 101 sites as "[having] the latest data on renewable energy technologies, availability, and the environmental impact of using a renewable source instead of rapidly dwindling supplies of combustible fossil fuels."

After relaunching the website in November 2012, YourEnergyBlog has made big strides in a short period of time. No other websites or companies based in Western New York made the list, and only a few are located on the east coast.

For a full recap of all the companies on the list, click here.

YEB is affiliated with Energy Curtailment Specialists, the nation's number one privately-held demand response provider, and BidURenergy, an emerging energy consulting firm that specializes in energy procurement auction administration.

Renewable energy topics that have been recently addressed on YEB include new developments in solar energy technology, net-zero energy buildings, electric vehicle analysis, ethanol-based fuel discussions, and several energy-saving gadgets that aren't widely known. Other energy-related topics like hydraulic fracturing, smart grid infrastructure, international energy news, and the future of coal and nuclear energy are also included on the website to illustrate a comprehensive analysis of the entire energy industry.

YourEnergyBlog writers have also been featured on several online energy publications, including TheEnergyCollective, EnergyCentral, Intelligentutility, and energyblogs.com.

YEB will also undergo a complete website rehaul. Changes include a new logo, author profiles, and widespread website design changes that will develop more user interactivity and improve site aesthetics. The new website will become available in the weeks ahead.

About YourEnergyBlog - YEB is devoted to offering insight into the energy industry. Follow YEB to learn about new energy-related technology, US energy policy changes, and other current energy news.

About BidURenergy, Inc. - BUE is an electricity and natural gas consulting firm with thousands of clients across the country, specializing in energy procurement auction administration.

About Energy Curtailment Specialists, Inc. - ECS offers consultative, administrative, and turnkey demand response services. ECS is one of the largest demand response service providers in North America, with more than 10,000 customers participating in its programs nationwide.

Homeowners are right to be concerned about the weight of snow on the roof and the damage it can cause

St Paul, MN (PRBuzz.com) February 8, 2013 -- The St Paul handyman recently updated his website with a page about roof raking the home to prevent ice damming or worse, a cave in from the weight of snow. The fact is, the threat of collapse is minimal, but it can lead to serious damage caused by ice damming. The concern from the weight is still present because it can weigh up to 30 pounds per square foot which means a 1600 square food roof surface can have up to $48,000 pounds of snow on it! The snow can damage gutters and downspouts.

According to the local handyman, the biggest concern is damage caused by snow melting and refreezing underneath the shingles. Snow melts from the heat in the attic then drains to the gutters and refreezes. As water and ice accumulates, it can work its way back up the roof, under the shingles and cause damage.

Using a roof rake will help alleviate some of the stress caused by heavy snow on the roof. The roof rake is a solid piece of metal or plastic about 16-20 inches wide and can be purchased at a local hardware store. The extension pole allows homeowners to perform this important home maintenance task from the ground on a single story home.

Collin Dickey, owner of HandyPro Handyman Services warns homeowners about using a ladder in the wintertime because the rungs can get wet and then freeze and become slippery. He suggests hiring a professional to perform this task if the home is too large to accomplish this task while standing on solid ground. Do not attempt to do this from on top of the roof for obvious reasons!

HandyPro Handyman Services provides home repairs and maintenance in over 1600 categories of service including carpentry, plumbing, electrical, seasonal maintenance, remodeling and additions. They are also the only handyman service to be certified in senior home modification to provide services like installing wheelchair ramps and stair lifts and remodeling bathrooms and kitchens to improve accessibility and mobility in the home.

Collin Dickey serves the Twin Cities area, St Paul, Minneapolis and surrounding neighborhoods. No job is too big for the local handyman and no job too small to be handled respectfully with full attention to detail. Visit http://stpaulhandymanservice.blogspot.com/

About HandyPro Handyman Services:
What's on your to-do list? HandyPro Handyman Services offers affordable solutions to a wide variety of home repairs including home modification for seniors, home improvement and home remodeling, seasonal home maintenance and more. HandyPro specializes in helping the homeowner, business or property manager have building repairs completed professionally, in a timely manner, and guarantees 100% customer satisfaction. HandyPro Handyman Service has been in business since 1996, serving over 20,000 clients with zero complaints from the Better Business Bureau. HandyPro Handyman Services has been featured on Rachel Ray and Fox News.

Contact:

Collin Dickey, President
HandyPro Handyman Service
4805 Colfax Ave. S.
Minneapolis, MN 55419
Phone: 612-823-8128
Email: cdickey@handypro.com

(PRBuzz.com) February 8, 2013 -- Internet marketers are loving 5 Steps Profit since Ross Dalangin's announced it to the warrior forum because it has great potential. And now, Ross Dalangin, the owner and product creator of 5 Steps Profit shows proof that his blueprint is really profitable. With this, many will act and copy his success.

"Having multiple streams of income and automation on your Internet marketing venture, will succeed surely" said Ross Dalangin, a list builder and make money online expert. "We hope many Internet marketers will benefit on our blueprint because we're really trying so hard to provide 5 simple process for them to make money online".

5 Steps Profit,is a blueprint for anyone who want to make money for long term. He make sure that his 5 steps profit can really make profit to people who buy it. He spent almost a year to test the blueprint and enjoy the money he earned through the process.

He is believing that his time is so precious, that's why he don't want to waste the time of his potential buyers. He also make sure that only people who act first will get the blueprint and his free templates for very cheap price that's why he make his offer in dimesale. He is giving away free squeeze page, one-time-offer template, thank you pages and autoresponder email series. It's not only a template, he include also the freebies he is giving away to his subscribers to make his buyer happy and assured that the freebies are in high quality. He is also giving two products he created as bonuses and these bonuses alone are more than the price of 5 Steps Profit. Big internet marketers like Willie Crawford, Micheal Savoie and Michael Lee gives testimonials to 5 Steps Profit.

You can view the 5 Steps Profit testimonials and information at http://www.RossDalangin.com/5stepsprofit

# # #

Ross Dalangin
http://RossDalangin.com
Ross@Dalangin.com

Online since 1995 and had hundreds of domains focused on giving more values to Internet marketers especially to those Internet marketers in the warriorforum. His objective is to automate everything on his online business and to help those people who are eager to make money online.

(PRBuzz.com) February 8, 2013 -- Legal Find, an online legal directory that features detailed profiles and user reviews of Toronto lawyers and legal professionals, has just added a new service to its website. The company now offers online marketing for lawyers and law firms; this includes providing search engine optimization, managing Google AdWords, as well as other legal marketing services.

The timing for this new announcement could not have come at a better time. These days, in order to have a successful web page, lawyers need to do much more than create a basic website, build a few back links to it and sit back as the site rises to the top of the search results. Attorney websites are so common, it is vital that everything is done properly to create a high quality and clean website, as well as establish a strong presence in social media.

"A lot of lawyer websites that we come across have the same old boring information that has not been updated in years," an article on Legal Find's website noted, adding that Google wants to see fresh content added to websites on a regular basis.

"For example, you'll notice a lot of websites ranking on page one of Google have blogs and are updating it regularly. This is a great way to build content and rank high in the process."

Another factor that is important to creating a high quality website for a law firm is back links. What some attorneys do not realize is that having the wrong type, or linking too many of the same pages, may actually hurt their website. This is why hiring a professional SEO company to handle the back linking is vital.

Toronto lawyers who would like to try out the new legal marketing service offered at Legal Find are welcome to take the company's "lawyer SEO marketing challenge." For 30 days, lawyers may experience the new SEO service completely risk free. If Legal Find does not increase the firm's search engine ranking, or if a lawyer is otherwise dissatisfied with the service, then it does not have to be continued. Legal Find will not remove any of the back links it created, even if lawyers decide not to continue.

Anybody who is interested in learning more about the new online marketing service for lawyers is welcome to visit the Legal Find website at any time; there, they can read in-depth information about legal marketing and why it can be so beneficial for attorneys and their websites.

About Legal Find:

Legal Find is an online marketing firm for lawyers and law firms. The company now provides search engine optimization, Google AdWords management and other online marketing services to the legal sector. For more information, please visit http://www.legalfind.ca

### 


Company: Legal Find
Contact: Fareed Mahdi
Phone: 4168719396
Email: info[@]legalfind.ca

Mortgage banker Texas Lending (TexasLending.com) recently received the Consumers' Choice Award for the sixth year in a row.

DALLAS, Texas (PRBuzz.com) February 8, 2013 -- Texas Lending is a favorite among consumers who have used its services, and the company is proud to have been officially recognized as a customer favorite for six years in a row. The award, which was conferred upon certain Dallas/Fort Worth area firms, recognizes excellence in business.

Recipients are determined by a survey of numerous people in the Dallas/Fort Worth area, with customers choosing favorite businesses in a variety of service and retail enterprises. According to Texas Lending, customers are asked to name those companies that have distinguished themselves most in the past year. Respondents are asked to rate businesses in terms of quality, value, service, and the business's appearance, reports Texas Lending.

Texas Lending was recognized as the winner in the mortgage lenders/non-banks category of the Consumers' Choice Awards. The nomination process was also publicized on local TV/radio stations, including local partner WBAP News/Talk 820. Texas Lending states that once nominees' names were collected, they underwent a strict ethical evaluation period by an independent highly respected law firm during which they were reviewed for legitimacy before the winners were announced.

For more than a decade, Texas Lending has provided loans to those who live in the Dallas/Fort Worth area and beyond. Many of these clients are repeat customers, notes Texas Lending, which is a testament to the company's quality of service. Texas Lending provides a variety of mortgage loans, including purchases, refinancing, reverse mortgages, and home equity lines of credit. The firm also offers loans to address the needs of many customers to make home improvements for energy efficiency purposes.

One particular area in which Texas Lending shines is its commitment to customer service. The Texas Lending website is geared toward helping customers, with an 'Ask an Expert tab'. Ask an Expert allows site visitors to interact with real on-site mortgage brokers who work for Texas Lending. This dedication to convenient, personalized service is what sets Texas Lending apart as a Consumers' Choice Award winner year after year.

As Texas Lending begins 2013, the company will continue to strive for excellence when it comes to customer service. Acknowledgments like the Consumers' Choice Award only serve as validation that Texas Lending is meeting its goal of maintaining integrity and compassion while providing the best deals on home loans available.

Contact:
TexasLending.com
4100 Alpha Rd
Dallas, TX 75244
NMLS# 137773

Businesses are dialing into profits brought on by smartphone users, as the demand for mobile optimized sites rises. Per announcement today, the new, mobile friendly CoS Marketing Group website is live: http://cosmarketinggroup.com/. Now through March 1, customers will receive a voucher for $200 off any mobile website purchase.

(PRBuzz.com) February 8, 2013 --  Businesses are dialing into profits brought on by smartphone users, as the demand for mobile optimized sites rises. Per announcement today, the new, mobile friendly CoS Marketing Group website is live: http://cosmarketinggroup.com/. Now through March 1, customers will receive a voucher for $200 off any mobile website purchase.

A recent survey of 1,100 U.S. adult smartphone users conducted by market research firms Sterling Research and SmithGeiger found that two-thirds of smartphone users say a mobile-friendly site makes them more likely to buy a company's product or service, and 74 percent say they're more likely to return to the site later. "These stats are a wake-up call for businesses who are not currently offering a mobile experience to their [website] visitors," says CoS Marketing Group, LLC CEO Jason Scott. "If you're not on mobile, you should be."
Fifty percent of respondents also said that even if they like a business, they would use its site less often if it didn't work well on their smartphone.

The new CoS Marketing Group website boasts a modern design and simple, user-friendly interface with big text buttons to keep steps to complete tasks to a minimum. Mobile users will quickly find what they need with a quick tap or swipe of their screens.

A Michigan SEO company, CoS Marketing Group offers a comprehensive suite of marketing tools and technology, including mobile marketing, reputation management, lead generation, direct mail marketing campaigns and mobile website design. "The time for mobile is now," Scott continues. "Don't get left behind."

To ride the wave of increased Internet traffic with a professionally designed mobile website, call Jason Scott at (734) 547-3402 or e-mail js@cosmarketinggroup.com. Now through March 1, new customers will receive a voucher for $200 off any mobile website purchase. Pricing starts at $750.

More product information is available on the company website (http://cosmarketinggroup.com/).

About CoS Marketing Group:
CoS Marketing Group is an Internet Marketing Company created from a burning passion to build enduring solutions in online marketing for small businesses. Whether it's branding you business, creating authority and reach, increased sales, increased web traffic, growing leads or all of the above; as an online marketing firm we have the knowledge and experience that gets results. CoS Marketing Group does not believe in throwing you into an assembly line process as other marketing companies may do - as no industry or market is the same.

Media Contact:
Jason Scott
CoS Marketing Group
46036 Michigan Ave. Suite #222
Canton, MI 48188
js@cosmarketinggroup.com
(734) 956-0133

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MIAMI  (PRBuzz.com) February 8, 2013 -- The South Florida chapter of Entrepreneurs' Organization (EO) will host the global association's 2013 University conference, attracting top business leaders from around the world, March 13 - 17.

More than 300 EO members representing approximately 30 countries will attend presentations, seminars and other activities at the Fontainebleau Hotel on Miami Beach and at other venues throughout the region.

A final roster of presenters, events and special guests while be announced in coming weeks.
Recent EO University conferences were held in Amsterdam, Netherlands; Cape Town, South Africa; and Istanbul, Turkey.
"It's a big honor for our chapter and the region to host this event," said Aaron Lee, president of Miami Lakes-based Illuminati Studios and a chairman on the University planning committee.  "In addition to the revenue the event will generate for the area, it's a great opportunity to show business leaders from all over the world the strong entrepreneurial spirit and resources we have throughout South Florida."
EO-SOFLO is the global group's fourth-largest chapter, with approximately 150 entrepreneur members in Miami-Dade, Broward and Palm Beach.  EO-SOFLO businesses account for more than $1 billion in revenues and 25,000 jobs in this region.

Globally, Entrepreneurs' Organization has more than 8,000 members - all of whom are majority shareholders of businesses with at least $1 million in revenue -- in more than 40 countries.

For more information on EO and University, visit www.eonetwork.org.

Dr Basha Kubicka is best known for her work as an aesthetic medicine physician, offering cosmetic and medical skin treatments at clinicbe®, her exclusive clinic in Belgravia, Knightsbridge, London.

However, she is now embracing her personal passion for motorsports and has entered the Ginetta GT5 Challenge Cup in order to inspire her patients to pursue their dreams.

(PRBuzz.com) February 8, 2013 --  As an experienced aesthetic medicine physician, Dr Barbara Kubicka (Basha) has made her name in the provision of cosmetic and medical skin treatments. She is renowned for beautiful, natural results which help her patients look younger and overcome difficult skin issues and she is at the forefront of the latest technological advances in professional skincare. Her reputation means that she has been quoted in the national press and invited to speak at industry conferences.

Many of Dr Kubicka's patients are female and she works closely with them beyond skincare treatment itself, but treating the whole person with dietary, fitness and lifestyle advice to complement her skin treatments. She firmly believes in the benefits of holistic care, that beauty is not just skin-deep but comes from within, and therefore encourages women to achieve balance and wellbeing in their lives in order to achieve their potential and reach for their personal goals and dreams.

Now Dr Kubicka is setting an example to her patients and colleagues by finally achieving her own personal passion for motorsports, with her entry into the Ginetta GT5 Challenge Cup. Her first race is confirmed for 30th March at Oulton Park Circuit in Cheshire.

Dr Kubicka explains:

"Having worked closely with women throughout my career, I am saddened to see how they often struggle with the pressures of daily life with work and families to care for. Very often women compromise and sacrifice their personal dreams."

"This year I have decided to finally pursue a dream of my own and have entered the Ginetta GT5 Challenge Cup, where I will be entering a series of races. This is something I have always been passionate about. I have previously had experience in karting and as a rally co-driver, but never quite made time to take it more seriously.  Now I am setting an example for my patients, hoping to inspire women to see that the seemingly impossible really can become reality if you are determined to make it happen."

Polish-born Dr Basha Kubicka has already demonstrated determination to succeed in her career. After qualifying in medicine in Warsaw, she took a 2-year post-graduate course in Aesthetic Medicine in Paris when working for the NHS in London. However, she then pursued her career in cosmetic and medical skincare treatments, finally setting up her own independent practice in 2011, single-handedly building up the practice and establishing the clinicbe® brand in 2012.

She has also demonstrated her commitment to women's causes in her own free time. In 2011, she completed a strenuous climb of Mount Kilimanjaro; raising over £100,000 for the A21 campaign to stop human trafficking as part of the Climb4Freedom team; while in 2012 she was part of a humanitarian aid team carrying out essential healthcare for those living with the after-effects of the earthquake.

Dr Basha Kubicka goes on to say:

"I have been overwhelmed by the positive responses and support of those around me and hope that my experience helps other women, and men, to feel empowered and motivated to pursue their own ambitions."

Led by Dr Kubicka, clinicbe® has a unique holistic approach to skincare, going beyond the immediate concerns of its patients to understand and treat the person as a whole and achieving astounding results without surgery.

Dr Basha Kubicka's extensive range of cosmetic and medical skincare treatments includes popular botox and fillers as well as mesotherapy and dermaroller. The clinic also offer innovative PRP (plasma rich therapy), PDT (photo dynamic therapy) and exclusive treatments devised by Dr Kubicka such as "Eyedealise", "Neck and Jawline Programme" and the "Triple Synergy Hair System".

clinicbe® is based in Belgravia, Knightsbridge, London. For further information or to arrange a confidential consultation, please call 0207 352 6803, email info@clinicbe.com or see the website for further information and contact details www.clinicbe.com.

(PRBuzz.com) February 8, 2013 -- Depending on your cash receipt handling process, and of course your overall bookkeeping systems in place, your company may in fact be a victim of embezzlement and you have not discovered the problem yet according to security expert John M. White, CPP, CHPA of Protection Management, LLC.

White goes on to say that the crime of embezzlement can and does occur in all sizes of companies. "Unless you have a process in place to audit your records and accounts payable and receivable, it may be only a matter of time before your company falls victim to this crime," said White.

In many larger corporations there are often several layers of protection in place. However, in companies that started off small and have grown over the years, sometimes the weaknesses in their accounting systems can go unnoticed until it is too late. Case in point, a car dealership in California that is a family business has grown over the years but still has that small town family feeling within the workplace. The office manager, who handled the books for the dealership had been a long time employee and was treated like family, never liked to take vacations. White said it was later determined that the manager did not want to let anyone else handle the bookkeeping for fear that her crime would be uncovered, thus she was always at work. "In many cases when you find a person working in finance/accounting that never likes to be away from work or wants total control of the records, you might want to take a closer look. Many cases of embezzlement have this same issue, and in most cases it was not until an outside audit is conducted that the problem will surface," said White.

There are ways to reduce your risks of embezzlement according to White. It is recommended that businesses of all sizes conduct random audits, and the person(s) conducting the audits cannot be the same as the person managing the accounts. Other tips include having two signatures on company checks, not just imprints; Annual audits conducted by an outside firm; Background checks on staff handling the company books; and Separation of the Accounts Payable and Receivable functions. There are many more steps you can take to avoid a loss. White encourages management to trust their instincts, if you notice that a person in a position of responsibility over the company funds is living above their means, it is time to take a closer look.

Protection Management, LLC is an independent security consulting firm specializing in Security Management, Healthcare Security, Special Event Security Planning, Security Risk Assessments and Litigation Avoidance and/or Support. Protection Management specializes in assisting clients in identifying their security risks and vulnerabilities and providing them with the information to correct deficiencies and reduce their risk.

For more information on business security, or to contact a security consultant at Protection Management call 1.877.686.5460 or visit their website at www.protectionmanagementllc.com for overview of their services, background and expertise.

Contact Information
John M. White, CPP, CHPA
Protection Management, LLC
1.877.686.5460
www.protectionmanagementllc.com

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